JCT Clause 6.5.1 Insurance

Intact has been a leading insurer for JCT 6.5.1 business since the emergence of this cover in the 1970s. We have an in-depth understanding of this class of business focusing on our customers’ needs.

We offer a guaranteed level of service including:

• Nominated telephone lines
• Initial response to quotation enquiries within three hours
• Policy documents within contract certainty standards

Market Leading Risk Management Service:

We have a dedicated in-house team of risk consultants and risk engineers located throughout the UK, ready to provide support whenever and wherever you need it. They have a deep understanding of the special risks associated with the construction industry.

Our risk engineering services include:

• Full contact site surveys to understand the works and risks involved in construction projects
• Desktop reviews and technical advice on construction design and methods to be undertaken
• Project reviews
• Post loss risk evaluations

Cover:

• Protects the employer in respect of their legal liability for expense, liability, loss, claims or proceedings that arise due to non-negligent injury or damage to any property while undertaking a building contract due to collapse, subsidence, heave, vibration, weakening or removal of support or lowering of ground water
• Property includes the employer’s own property if this does not constitute the contract works and third party property
• Required to be arranged in joint names of employer and contractor
• Excludes injury or damage where cover is provided by any other insurance, which is the responsibility of the employer to insure under paragraph C.1 of schedule 3 – Damage to existing structures and their contents for Specified Perils

How you can help us to get you the best quote:

Our proposal form guides you through the information required in order to provide the most competitive quotation. The following are the main points required:

• Name and address of employer
• Name and address of contractor
• Address of contract site
• Value of contract
• Details of the nature of the contract
• Contract period
• A split in the contract value (Demolition / Groundworks / Super-Structure / Fit-out/ Landscaping /
  Car-parking)

Sweet Spot

Examples of where we have a particularly strong appetite, are actively targeting, and have been found to be at our most competitive.

• Up to and including £10M LOI (each risk assessed independently)