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Employers Liability & Public/Products Liability Insurance

Employers Liability, Public/Products Liability, Combined Liability

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Intact is one of the largest and most established insurers underwriting liability insurance in the Northern Irish insurance market today. We have a wide underwriting appetite which extends from small liability risks right through to large, commercial clients. Our underwriting expertise is available locally, giving access to decision makers who can link to our national and group knowledge as required.

 

We have the capability to offer tailored solutions and flexible coverage options to meet specific risk requirements including:

  • A ‘bespoke’ capability, using our technical expertise, for risks requiring flexible coverage options and tailored handling.
  • A broad range of proven liability solutions including non-conventional arrangements such as aggregate’ and ‘each & every’ deductible program.
  • A professional Risk Management service which allow us to work together to manage and improve risk.

 

As the chosen insurance supplier to many of Northern Ireland’s largest manufacturers, public sector, hauliers, construction and many other businesses, we have both the capacity and the desire to thoroughly understand your client’s business so that we can help you to deliver the best insurance solutions for their needs.

 

Intact Risk Management Services

Our risk control services can be provided, as “added value”, to your policy. As part of a comprehensive proposition to, we offer:

  • Access to specialist surveyors through the RSA UK and International network.
  • Risk Control Programmes 'tailor-made' to client requirements so as to minimise exposure to primary and secondary losses
Appetite

Sweet Spot

Examples of where we have a particularly strong appetite, are actively targeting, and have been found to be at our most competitive.

  • Builders & Allied Trades
  • Haulage Contractors
  • Coach & Bus Operators
  • Manufacturing
  • Food & Drink
  • Animal Feed Manufacturers
  • Non Conventional Risks

 

Positive Risk feature

Factors we will take into account to make our sweet spots even more competitive.

  • Robust Risk Management
  • Company Experience
  • Business established 3 years
  • Proven Insurance History
  • Accident Reporting & Investigation Procedures
  • External Trade Accreditations
  • Low staff turnover
  • Financial Stability

 

Showstoppers

Risks we would never write, or write only rarely forming a small part of a wider portfolio.

  • EL risks with known exposure to asbestos
  • Excess of Loss covers
  • New ventures (except for accommodation business)
  • Civil Engineering & Groundworks
  • Roofing and Scaffolding contractors
  • Demolition including site clearance (unless part of overall construction risk)
Product Contacts

It's easy to contact the Intact Team and we are always happy to help.

Need more help?

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Why Intact Insurance?
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Residential properties

Insurance for commercial customers looking to insure residential properties let for income, including houses and blocks of flats.

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Over 75 years' experience

Choose a service you can depend on from quote to claim, with over 75 years of experience in professional and financial insurance.

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Financial stability

Rest assured knowing we’re rated A2 by Moody’s and trusted as an insurance provider by FTSE 100 companies.